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General Commercial Insurance Products

Vacant Property Protection

Vacant property insurance for both residential and commercial vacant properties. Liability can cover commercial units, condos, vacant land, and more.

Office Property and Liability Insurance

Custom packages providing liability and contents insurance for offices, with 150 business operation types to choose from and a range of liability limits.

Special Event and Function Coverage

Small business event insurance for property and attendee safety; Commercial General Liability for private and public events of up to 10,000 attendees.

Coverage for Mobile Retailers, Vendors, and Mall Kiosks

Mall kiosk insurance for vendors selling goods in mobile or temporary spaces, as well as sales at events, markets, trade shows, and online.

Coverage for Retail Businesses, Shops and Online Sales

Retail business insurance for local and regional retail stores, including online sales and limited delivery, service, and installation.

Coverage for Food Trucks and Mobile Food Vendors

Tailored food truck insurance packages for vendors in mobile or temporary spaces, including food carts, concession stands, and meal prep stations.

Fitness and Health Services

Insurance for Personal Trainers

Personal trainer, fitness instructor, and sports insurance for professionals that provide health and wellness services, including alternative therapies.

Massage Therapist Insurance

Massage therapist insurance in customizable packages, including Errors and Omissions, Commercial General Liability, and Contents Coverage.

Wellness and Nutritionist Coverage

Nutritionist insurance for nutrition and wellness specialists, with competitive rates and coverage for alternative therapies and medicine.

Fitness Studios and Gym Insurance

Customizable packages for fitness studio and gym insurance, including Errors and Omissions, Commercial General Liability, and Contents Coverage.

Fitness Instructors Coverage

From Aquatic fitness to Zumba - Insurance for certified fitness instructors working as independent contractors and business owners with up to 20 employees.

Beauty Services, Barbers, and Salon Coverage

Beautician, salon, and hairdresser insurance for beauty services, including Errors and Omissions, Commercial General Liability, and Contents Coverage.

Yoga Studio Owners and Instructors

Insurance for yoga studio owners and instructors, including Errors and Omissions, Commercial General Liability, and Contents Coverage.

Liability Protection

Professional Liability Coverage

Professional liability insurance for over 100 professions and business classes, with base Errors and Omissions coverage and add-ons available.

Coverage for Photographers

Photographer’s liability insurance for individual photography professionals or businesses (up to 20 employees). Errors and Omissions and add-ons available.

Liability for Life Insurance Agents

Competitive Errors and Omissions insurance rates designed for licensed, individual life insurance and professional liability insurance agents.

Directors and Officers Coverage

Key person insurance and Directors and Officers (D&O) liability for private or for-profit businesses, with a range of coverage limits available.

Non-Profit Liability Coverage

Non-profit insurance for Canadian non-profits and charities, including Commercial General Liability and Directors and Officers coverage.

Insurance for Pet Service Providers

Specialized coverage for pet care professionals, including pet grooming and dog walkers. Custom packages include liability and business contents.

Technology services Coverage

IT services liability insurance for providers of tech services or products; Errors and Omissions with add-ons for Commercial General Liability and more.

Installation, Manufacturing, and Wholesale Supply

Coverage for Trades and Contractors

Coverage for contractors performing a wide variety of operations such as landscaping, drywall installation, home staging, and many more.

Building Maintenance and Renovation Contractors

Renovation contractor insurance packages for home and commercial framing, drywall, carpentry, flooring, appliance installation, and more.

Car Detailing and Accessories Installation Coverage

Window tinting and car accessories installer insurance, including Commercial General Liability and Portable Tools Coverage for injury and property damage.

Beauty and salon supply wholesalers coverage

Salon supply wholesaler insurance for Canadian businesses selling to beauty and barbershops; custom packages with various coverages and limits available.

Coverage for Artisanal Self-Care Products

Handcrafted soap and cosmetics manufacturing insurance, with Commercial General Liability, Errors and Omissions, and business contents coverage available.